U.S. Social Security Benefit — 2026 Eligibility
Scope
This calculator is specifically for a worker who first becomes eligible at age 62 in 2026, with full retirement age 67. It applies SSA’s $1,286 and $7,749 bend points, truncates PIA to the lower dime, and applies statutory early or delayed claiming adjustments by month.
Enter AIME from your SSA record; this page does not derive indexed earnings. It excludes COLAs, earnings test, family maximum, disability, survivors, spouse benefits and individual record corrections. Confirm with your my Social Security estimate.
Official sources: SSA PIA formula and benefit adjustments. Reviewed 2026-08-10. No 2027 bend points are assumed.
Vigencia y fuentes
Año de cálculo: 2026 · Año fiscal: 2026 · Vigencia: 2026-01-01 a 2026-12-31 · Verificado: 2026-08-10.
- Social Security Administration — Primary Insurance Amount formula for 2026
- Social Security Administration — Social Security benefit amounts
- Social Security Administration — Retirement benefit calculation examples 2026
Estimación educativa. Los supuestos indicados y la situación particular pueden cambiar el resultado.